SAFER TRANSACTIONS, STRONGER COMMERCE

Marketplace Transactions,
Clearly Organized

RBCPay is a marketplace and transaction-management platform for higher-value buyer-seller transactions. We provide the tools, records and structure to help you transact with confidence.
Payment services are provided separately by independent third-party payment providers. RBCPay does not receive, hold, safeguard, or settle customer funds.
RBCPay
Transaction
Documents
Shipping
Inspection
Messages
Activity
✓Agreement CreatedMar 10
✓Buyer VerifiedMar 12
✓Payment Processing
(Independent Provider)
Mar 11
✓Item ShippedMar 14
✓Delivery ConfirmedMar 17
Payment Provider
(Third Party)
 
Handles payment processing and settlement (not RBCPay)

Tracking # 1Z9994AA1Z84567890

✓ Delivered
OUR CORE CAPABILITIES

Marketplace Tools. Independent Payment Processing.

RBCPay provides the transaction management tools. Independent payment providers handle the payments.

Transaction Management

Create agreements, set terms, track milestones and keep everything organized.

Identity & Verification Workflows

Verify buyers and sellers with structured identity and business information.

Delivery Documentation

Upload invoices, tracking information, inspection records and photographs.

Independent Payment Processing

Payments are handled separately by authorized third-party payment providers.

HOW RBCPAY WORKS

A Simple, Secure Process for Higher-Value Transactions

1

Buyer and Seller Agree

Agree on terms, price and transaction details in RBCPay.

2

Payment Is Handled by the Payment Provider

Buyer pays through an independent third-party payment provider (not RBCPay).

3

Seller Fulfills the Transaction

Seller ships the item and provides required documents.

4

Delivery and Transaction Status Are Recorded

Tracking, inspection and delivery information are recorded in RBCPay.

5

The Payment Provider Handles Settlement

The payment provider processes settlement to the seller, according to their terms.

For Buyers

Buy with more confidence.

More information. A smoother buying experience.

For Sellers

Sell with greater transparency.

Build trust. Close transactions with confidence.

Verification Built Around the Transaction

Structured information helps create a safer, more transparent marketplace.

Identity Information

Business Information

Serial Numbers

Invoices

Shipping Records

Photographs

Inspection Information

Clear Records for Higher-Value Transactions

Keep all transaction information organized in one place.
Agreement Created
Mar 10, 2024
Terms and conditions established
Documents Uploaded
Mar 12, 2024
Invoices, serial numbers, and product details
Item Shipped
Mar 14, 2024
Tracking number added
Inspection Completed
Mar 16, 2024
Inspection records and photos uploaded
Delivered
Mar 17, 2024
Transaction marked complete
📄
Invoice.pdf
📷
Product.jpg
Tracking #
1Z9994AA1Z84567890
✓ Delivered

Delivery & Inspection

Track shipments and document condition.
Tracking # 1Z9994AA1Z84567890
Label CreatedMar 14, 2024
In TransitMar 15, 2024
Out for DeliveryMar 16, 2024
DeliveredMar 17, 2024

Dispute Support

We help keep the facts organized.

If a dispute arises, RBCPay organizes the transaction information — including agreements, documents, shipping records, inspection records and messages — to help provide a clear record. Payment disputes, refunds, reversals and chargebacks are handled by the applicable payment provider or financial institution.

Payments Through Independent Providers

Payment availability depends on several factors.

RBCPay is not a bank. Payment services are provided by independent third-party providers.

RBCPay for Business

Enterprise-ready transaction management.

RBCPay API

Integrate transaction tools into your platform.

{
  "transaction_id": "txn_12345",
  "status": "in_progress",
  "verification": "complete",
  "documents": [ "invoice", "photos" ],
  "milestones": [ "agreed", "shipped" ],
  "dispute_status": "none"
}

Security & Transaction Integrity

We use industry-standard practices to help protect your information and keep transactions secure.

Authentication & Access Controls

Transaction Logging

Fraud Monitoring

Verification Workflows

Document Controls

Secure Infrastructure

TRANSACT WITH GREATER CONFIDENCE

A Clearer Way to Manage Buyer-Seller Transactions

Create the agreement. Document the transaction. Record delivery. Manage transaction information. Let the applicable payment provider move the money.

RBCPay

PEOPLE. PRODUCTS. PROGRESS.
Important Payment Disclosure: RBCPay is an online marketplace and transaction-management platform, not a bank. Payment services are provided separately by independent third-party payment providers. These providers handle payment processing, refunds, reversals, payouts, chargebacks and settlement. RBCPay does not receive, hold, safeguard, or maintain customer funds or seller proceeds in an RBCPay-owned or RBCPay-controlled account.